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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,495 | $138,076+190.8% | $123,553+225.0% | $135,380+196.6% |
| Participation rate | 88.2% | 84.7%+3.5pp | 82.3%+5.9pp | 82.6%+5.6pp |
| Annual return | -3.60% | 153.70%-157.3pp | 119.21%-122.8pp | 519.81%-523.4pp |
| Employer contribution / active EE | $12,126 | $5,152+135.4% | $4,628+162.0% | $4,779+153.7% |
| Participant deferral / active EE | $11,417 | $6,800+67.9% | $6,426+77.7% | $5,609+103.6% |
| Admin fee / account holder | $1,367 | $10,917-87.5% | $9,284-85.3% | $10,828-87.4% |