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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,688 | $76,551-41.6% | $123,894-63.9% | $62,881-28.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 9.56% | 18.68%-9.1pp | 47.52%-38.0pp | 20.14%-10.6pp |
| Employer contribution / active EE | $3,748 | $2,882+30.0% | $4,617-18.8% | $2,281+64.3% |
| Participant deferral / active EE | $4,542 | $4,840-6.2% | $5,984-24.1% | $3,203+41.8% |
| Admin fee / account holder | $508 | $4,826-89.5% | $8,357-93.9% | $4,296-88.2% |