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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,008 | $72,177-34.9% | $115,038-59.1% | $59,633-21.2% |
| Participation rate | 97.1% | 72.6%+24.6pp | 81.4%+15.8pp | 68.7%+28.5pp |
| Annual return | -6.05% | 12.02%-18.1pp | 26.14%-32.2pp | 2041.45%-2047.5pp |
| Employer contribution / active EE | $2,808 | $2,841-1.2% | $4,608-39.1% | $2,203+27.5% |
| Participant deferral / active EE | $7,675 | $4,783+60.5% | $6,026+27.4% | $3,192+140.5% |
| Admin fee / account holder | $1,769 | $4,927-64.1% | $8,175-78.4% | $4,297-58.8% |