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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,339 | $82,674-47.6% | $125,363-65.4% | $68,495-36.7% |
| Participation rate | 91.9% | 75.0%+16.8pp | 82.4%+9.5pp | 67.9%+24.0pp |
| Annual return | -14.60% | -5.97%-8.6pp | 572.15%-586.7pp | -7.84%-6.8pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,930 | $6,111-52.0% | $7,447-60.7% | $4,028-27.2% |
| Admin fee / account holder | $552 | $6,276-91.2% | $10,005-94.5% | $5,403-89.8% |