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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,602 | $157,276-54.5% | $141,177-49.3% | $152,885-53.2% |
| Participation rate | 64.7% | 84.8%-20.1pp | 82.5%-17.8pp | 82.5%-17.7pp |
| Annual return | 22.09% | 64.33%-42.2pp | 71.40%-49.3pp | 345.39%-323.3pp |
| Employer contribution / active EE | $1,715 | $5,262-67.4% | $4,736-63.8% | $4,763-64.0% |
| Participant deferral / active EE | $4,607 | $7,110-35.2% | $6,710-31.3% | $5,851-21.3% |
| Admin fee / account holder | $0 | $12,123-100.0% | $10,263-100.0% | $11,598-100.0% |