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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,590 | $97,027+199.5% | $83,323+248.8% | $135,382+114.6% |
| Participation rate | 93.3% | 80.4%+12.9pp | 77.8%+15.6pp | 82.6%+10.7pp |
| Annual return | -6.74% | 12.31%-19.0pp | 10.63%-17.4pp | 519.77%-526.5pp |
| Employer contribution / active EE | $6,927 | $4,143+67.2% | $3,379+105.0% | $4,779+45.0% |
| Participant deferral / active EE | $11,435 | $5,964+91.7% | $5,565+105.5% | $5,609+103.9% |
| Admin fee / account holder | $1,568 | $8,427-81.4% | $7,539-79.2% | $10,829-85.5% |