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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,170 | $64,359+355.5% | $90,161+225.2% | $70,126+318.1% |
| Participation rate | 92.3% | 70.4%+21.9pp | 76.9%+15.4pp | 69.5%+22.8pp |
| Annual return | 19.52% | 28.13%-8.6pp | 34.89%-15.4pp | 73.15%-53.6pp |
| Employer contribution / active EE | $4,038 | $2,046+97.4% | $3,318+21.7% | $2,343+72.4% |
| Participant deferral / active EE | $6,183 | $4,389+40.9% | $5,287+16.9% | $3,332+85.6% |
| Admin fee / account holder | $391 | $3,945-90.1% | $5,943-93.4% | $4,645-91.6% |