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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,133 | $148,629+11.1% | $135,982+21.4% | $139,487+18.4% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 12.26% | 79.33%-67.1pp | 68.32%-56.1pp | 373.84%-361.6pp |
| Employer contribution / active EE | $1,932 | $5,247-63.2% | $4,859-60.2% | $4,755-59.4% |
| Participant deferral / active EE | $7,159 | $8,102-11.6% | $7,760-7.7% | $6,713+6.7% |
| Admin fee / account holder | $20,887 | $12,406+68.4% | $10,767+94.0% | $11,407+83.1% |