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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,785 | $165,399-20.3% | $149,745-12.0% | $158,982-17.1% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 11.58% | 348.34%-336.8pp | 276.72%-265.1pp | 302.99%-291.4pp |
| Employer contribution / active EE | $2,191 | $5,105-57.1% | $4,646-52.8% | $4,763-54.0% |
| Participant deferral / active EE | $7,390 | $7,183+2.9% | $6,843+8.0% | $5,983+23.5% |
| Admin fee / account holder | $4,806 | $10,811-55.6% | $9,312-48.4% | $11,252-57.3% |