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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,959 | $157,304-26.3% | $141,197-17.9% | $152,909-24.2% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 26.36% | 64.34%-38.0pp | 71.41%-45.0pp | 345.46%-319.1pp |
| Employer contribution / active EE | $2,166 | $5,263-58.8% | $4,736-54.3% | $4,764-54.5% |
| Participant deferral / active EE | $8,229 | $7,111+15.7% | $6,710+22.6% | $5,851+40.6% |
| Admin fee / account holder | $2,111 | $12,126-82.6% | $10,265-79.4% | $11,601-81.8% |