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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,820 | $69,518-64.3% | $59,883-58.6% | $135,382-81.7% |
| Participation rate | 90.0% | 77.8%+12.2pp | 74.7%+15.3pp | 82.6%+7.4pp |
| Annual return | -7.23% | 7.95%-15.2pp | 3.46%-10.7pp | 519.77%-527.0pp |
| Employer contribution / active EE | $3,872 | $3,235+19.7% | $2,722+42.2% | $4,779-19.0% |
| Participant deferral / active EE | $2,333 | $4,204-44.5% | $3,402-31.4% | $5,609-58.4% |
| Admin fee / account holder | $1,176 | $5,734-79.5% | $3,591-67.3% | $10,829-89.1% |