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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,350 | $73,518-61.4% | $63,005-55.0% | $147,585-80.8% |
| Participation rate | 60.9% | 77.9%-17.0pp | 74.8%-13.9pp | 82.8%-22.0pp |
| Annual return | 13.08% | 175.46%-162.4pp | 87.59%-74.5pp | 578.58%-565.5pp |
| Employer contribution / active EE | $2,586 | $3,322-22.2% | $2,760-6.3% | $4,876-47.0% |
| Participant deferral / active EE | $1,647 | $4,183-60.6% | $3,329-50.5% | $5,439-69.7% |
| Admin fee / account holder | $15 | $5,952-99.8% | $3,599-99.6% | $10,886-99.9% |