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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,114 | $199,109-73.3% | $173,730-69.4% | $154,746-65.7% |
| Participation rate | 62.5% | 82.8%-20.3pp | 79.6%-17.1pp | 80.7%-18.2pp |
| Annual return | 14.82% | 20.02%-5.2pp | 19.96%-5.1pp | 172.34%-157.5pp |
| Employer contribution / active EE | $1,203 | $5,311-77.4% | $4,577-73.7% | $4,379-72.5% |
| Participant deferral / active EE | $2,801 | $7,113-60.6% | $6,326-55.7% | $6,730-58.4% |
| Admin fee / account holder | $573 | $20,916-97.3% | $17,523-96.7% | $14,365-96.0% |