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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,441 | $176,786-82.2% | $146,643-78.6% | $167,536-81.2% |
| Participation rate | 42.9% | 83.6%-40.8pp | 80.1%-37.2pp | 82.1%-39.3pp |
| Annual return | 19.44% | 24.04%-4.6pp | 22.75%-3.3pp | 478.82%-459.4pp |
| Employer contribution / active EE | $1,561 | $5,161-69.8% | $4,137-62.3% | $4,839-67.8% |
| Participant deferral / active EE | $2,835 | $6,440-56.0% | $5,506-48.5% | $6,342-55.3% |
| Admin fee / account holder | $394 | $13,262-97.0% | $10,280-96.2% | $12,315-96.8% |