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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,105 | $154,209-74.0% | $130,062-69.2% | $139,487-71.2% |
| Participation rate | 58.3% | 82.0%-23.6pp | 78.5%-20.2pp | 80.3%-22.0pp |
| Annual return | 18.47% | 32.52%-14.1pp | -137.37%+155.8pp | 373.84%-355.4pp |
| Employer contribution / active EE | $2,406 | $5,292-54.5% | $4,322-44.3% | $4,755-49.4% |
| Participant deferral / active EE | $4,907 | $6,709-26.9% | $5,821-15.7% | $6,713-26.9% |
| Admin fee / account holder | $671 | $13,988-95.2% | $10,601-93.7% | $11,407-94.1% |