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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,930 | $98,760+53.8% | $149,715+1.5% | $79,858+90.3% |
| Participation rate | 85.2% | 75.8%+9.4pp | 82.5%+2.7pp | 69.6%+15.5pp |
| Annual return | 20.26% | 27.43%-7.2pp | 276.66%-256.4pp | 31.72%-11.5pp |
| Employer contribution / active EE | $5,033 | $3,217+56.4% | $4,645+8.4% | $2,471+103.7% |
| Participant deferral / active EE | $9,661 | $5,681+70.1% | $6,842+41.2% | $3,740+158.3% |
| Admin fee / account holder | $1,306 | $6,053-78.4% | $9,310-86.0% | $5,306-75.4% |