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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,588 | $77,816+7.4% | $123,552-32.3% | $64,173+30.3% |
| Participation rate | 92.3% | 74.7%+17.6pp | 82.3%+10.0pp | 69.6%+22.7pp |
| Annual return | -8.78% | 12.49%-21.3pp | 119.20%-128.0pp | 7.63%-16.4pp |
| Employer contribution / active EE | $4,773 | $3,014+58.4% | $4,628+3.1% | $2,381+100.5% |
| Participant deferral / active EE | $6,980 | $5,240+33.2% | $6,426+8.6% | $3,470+101.2% |
| Admin fee / account holder | $1,861 | $5,519-66.3% | $9,285-80.0% | $4,887-61.9% |