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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,529 | $157,276+2.1% | $141,177+13.7% | $152,885+5.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 33.11% | 64.33%-31.2pp | 71.40%-38.3pp | 345.39%-312.3pp |
| Employer contribution / active EE | $3,872 | $5,262-26.4% | $4,736-18.2% | $4,763-18.7% |
| Participant deferral / active EE | $7,563 | $7,110+6.4% | $6,710+12.7% | $5,851+29.3% |
| Admin fee / account holder | $11,562 | $12,123-4.6% | $10,263+12.7% | $11,598-0.3% |