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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,834 | $138,075-10.3% | $123,552+0.2% | $135,379-8.5% |
| Participation rate | 92.3% | 84.7%+7.6pp | 82.3%+10.0pp | 82.6%+9.7pp |
| Annual return | -9.74% | 153.70%-163.4pp | 119.20%-128.9pp | 519.79%-529.5pp |
| Employer contribution / active EE | $8,207 | $5,152+59.3% | $4,628+77.3% | $4,779+71.7% |
| Participant deferral / active EE | $9,125 | $6,800+34.2% | $6,426+42.0% | $5,609+62.7% |
| Admin fee / account holder | $20,749 | $10,917+90.1% | $9,285+123.5% | $10,828+91.6% |