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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,370 | $110,410+5.4% | $102,437+13.6% | $145,897-20.2% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 14.96% | 24.85%-9.9pp | 24.95%-10.0pp | 552.29%-537.3pp |
| Employer contribution / active EE | $8,381 | $4,217+98.7% | $3,871+116.5% | $4,663+79.7% |
| Participant deferral / active EE | $11,496 | $5,622+104.5% | $5,060+127.2% | $6,689+71.8% |
| Admin fee / account holder | $1,105 | $9,745-88.7% | $8,388-86.8% | $13,390-91.7% |