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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,370 | $75,541+116.3% | $152,093+7.4% | $82,637+97.7% |
| Participation rate | 96.2% | 66.5%+29.6pp | 77.8%+18.4pp | 68.1%+28.1pp |
| Annual return | 14.68% | 32.56%-17.9pp | 66.36%-51.7pp | 53.51%-38.8pp |
| Employer contribution / active EE | $5,026 | $2,622+91.7% | $4,175+20.4% | $2,552+96.9% |
| Participant deferral / active EE | $7,770 | $3,206+142.4% | $5,451+42.5% | $4,126+88.3% |
| Admin fee / account holder | $5,628 | $6,405-12.1% | $14,497-61.2% | $7,339-23.3% |