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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,283 | $78,690+122.8% | $161,489+8.5% | $87,485+100.4% |
| Participation rate | 70.0% | 67.5%+2.5pp | 78.7%-8.7pp | 68.9%+1.1pp |
| Annual return | 16.60% | 32.74%-16.1pp | 89.72%-73.1pp | 26.06%-9.5pp |
| Employer contribution / active EE | $4 | $2,588-99.9% | $4,268-99.9% | $2,596-99.9% |
| Participant deferral / active EE | $3,871 | $3,311+16.9% | $5,630-31.2% | $4,274-9.4% |
| Admin fee / account holder | $5,422 | $6,724-19.4% | $16,006-66.1% | $7,775-30.3% |