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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,434 | $77,920+67.4% | $149,723-12.9% | $75,177+73.5% |
| Participation rate | 82.4% | 65.6%+16.8pp | 78.8%+3.6pp | 67.2%+15.1pp |
| Annual return | 15.11% | 31.72%-16.6pp | 134.50%-119.4pp | 160.75%-145.6pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,966 | $3,411+45.6% | $5,682-12.6% | $4,126+20.3% |
| Admin fee / account holder | $59,531 | $5,951+900.4% | $13,215+350.5% | $5,651+953.4% |