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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $90,068 |
Filed as: STRATEGIC RETIREMENT PLAN Service code 27 · EIN 81-2204426 | Advisory (Plan) | $68,407 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,064 | $40,278-20.4% | $80,627-60.2% | $80,157-60.0% |
| Participation rate | 83.2% | 47.5%+35.6pp | 67.0%+16.2pp | 72.9%+10.2pp |
| Annual return | 24.24% | 50.86%-26.6pp | 936.76%-912.5pp | 40.39%-16.1pp |
| Employer contribution / active EE | $0 | $1,332-100.0% | $2,723-100.0% | $2,977-100.0% |
| Participant deferral / active EE | $6,402 | $2,696+137.5% | $4,443+44.1% | $5,015+27.7% |
| Admin fee / account holder | $61 | $210-71.1% | $5,381-98.9% | $145-58.0% |