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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,155 | $102,385+14.4% | $147,080-20.3% | $80,935+44.8% |
| Participation rate | 67.1% | 75.9%-8.7pp | 82.2%-15.0pp | 67.7%-0.5pp |
| Annual return | 29.30% | 135.09%-105.8pp | 420.17%-390.9pp | 35.66%-6.4pp |
| Employer contribution / active EE | $3,261 | $3,717-12.3% | $4,933-33.9% | $2,757+18.3% |
| Participant deferral / active EE | $6,667 | $6,651+0.2% | $8,066-17.4% | $4,299+55.1% |
| Admin fee / account holder | $12,101 | $7,951+52.2% | $12,989-6.8% | $6,924+74.8% |