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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,188 | $106,267+13.1% | $96,520+24.5% | $139,456-13.8% |
| Participation rate | 40.0% | 77.8%-37.8pp | 74.3%-34.3pp | 80.3%-40.3pp |
| Annual return | 20.41% | 38.45%-18.0pp | 35.72%-15.3pp | 373.45%-353.0pp |
| Employer contribution / active EE | $2,163 | $4,105-47.3% | $3,739-42.1% | $4,753-54.5% |
| Participant deferral / active EE | $5,699 | $5,454+4.5% | $4,879+16.8% | $6,711-15.1% |
| Admin fee / account holder | $0 | $7,882-100.0% | $6,733-100.0% | $11,407-100.0% |