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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,357 | $107,363-55.0% | $92,909-48.0% | $152,897-68.4% |
| Participation rate | 50.0% | 79.8%-29.8pp | 76.0%-26.0pp | 82.5%-32.5pp |
| Annual return | 28.44% | 145.63%-117.2pp | 109.44%-81.0pp | 345.43%-317.0pp |
| Employer contribution / active EE | $2,703 | $4,222-36.0% | $3,653-26.0% | $4,764-43.3% |
| Participant deferral / active EE | $7,120 | $4,848+46.9% | $4,238+68.0% | $5,851+21.7% |
| Admin fee / account holder | $0 | $7,082-100.0% | $5,795-100.0% | $11,599-100.0% |