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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,975 | $67,823+408.6% | $52,425+558.0% | $137,256+151.3% |
| Participation rate | 40.0% | 63.9%-23.9pp | 55.6%-15.6pp | 80.0%-40.0pp |
| Annual return | 17.79% | 219.11%-201.3pp | 302.12%-284.3pp | 220.34%-202.6pp |
| Employer contribution / active EE | $1,934 | $1,163+66.3% | $914+111.6% | $4,156-53.5% |
| Participant deferral / active EE | $7,404 | $2,288+223.6% | $1,790+313.5% | $6,407+15.6% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |