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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,661 | $93,598-69.4% | $135,974-78.9% | $75,173-61.9% |
| Participation rate | 75.9% | 75.2%+0.7pp | 81.9%-6.1pp | 67.2%+8.7pp |
| Annual return | 19.07% | 30.89%-11.8pp | 68.30%-49.2pp | 160.72%-141.6pp |
| Employer contribution / active EE | $875 | $3,538-75.3% | $4,859-82.0% | $2,671-67.3% |
| Participant deferral / active EE | $5,625 | $6,405-12.2% | $7,760-27.5% | $4,126+36.3% |
| Admin fee / account holder | $2,775 | $6,978-60.2% | $10,767-74.2% | $5,651-50.9% |