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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,106 | $138,102-82.5% | $125,381-80.8% | $134,532-82.1% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -20.09% | 750.73%-770.8pp | 572.31%-592.4pp | 418.27%-438.4pp |
| Employer contribution / active EE | $977 | $5,245-81.4% | $4,815-79.7% | $4,741-79.4% |
| Participant deferral / active EE | $5,797 | $7,801-25.7% | $7,448-22.2% | $6,401-9.4% |
| Admin fee / account holder | $407 | $11,568-96.5% | $10,007-95.9% | $11,429-96.4% |