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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,517 | $106,588+275.8% | $94,215+325.1% | $155,188+158.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 70.0%+30.0pp | 80.8%+19.2pp |
| Annual return | 17.06% | 29.39%-12.3pp | 28.22%-11.2pp | 148.84%-131.8pp |
| Employer contribution / active EE | $11,480 | $3,080+272.8% | $2,675+329.1% | $4,248+170.3% |
| Participant deferral / active EE | $6,601 | $4,802+37.4% | $4,276+54.4% | $6,531+1.1% |
| Admin fee / account holder | $1,488 | $12,281-87.9% | $10,216-85.4% | $14,480-89.7% |