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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,946 | $96,524+243.9% | $75,900+337.3% | $152,909+117.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 24.76% | 33.93%-9.2pp | 30.73%-6.0pp | 345.46%-320.7pp |
| Employer contribution / active EE | $14,856 | $3,311+348.7% | $2,501+494.0% | $4,764+211.8% |
| Participant deferral / active EE | $3,084 | $4,554-32.3% | $3,604-14.4% | $5,851-47.3% |
| Admin fee / account holder | $438 | $8,082-94.6% | $5,421-91.9% | $11,601-96.2% |