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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,327 | $85,060+428.2% | $70,565+536.8% | $139,487+222.1% |
| Participation rate | 90.9% | 73.9%+17.0pp | 68.4%+22.6pp | 80.3%+10.6pp |
| Annual return | 16.79% | 30.39%-13.6pp | 32.79%-16.0pp | 373.84%-357.1pp |
| Employer contribution / active EE | $12,928 | $3,912+230.5% | $2,976+334.5% | $4,755+171.9% |
| Participant deferral / active EE | $3,778 | $5,891-35.9% | $4,568-17.3% | $6,713-43.7% |
| Admin fee / account holder | $21,394 | $8,932+139.5% | $6,430+232.7% | $11,407+87.5% |