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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,517 | $123,000+225.6% | $105,582+279.3% | $198,609+101.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 71.8%+28.2pp | 82.4%+17.6pp |
| Annual return | 17.06% | 18.31%-1.2pp | 18.61%-1.6pp | 202.70%-185.6pp |
| Employer contribution / active EE | $11,480 | $3,582+220.5% | $2,984+284.7% | $5,055+127.1% |
| Participant deferral / active EE | $6,601 | $5,013+31.7% | $4,353+51.6% | $6,977-5.4% |
| Admin fee / account holder | $1,488 | $16,254-90.8% | $12,856-88.4% | $19,030-92.2% |