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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,417 | $174,379-4.0% | $152,093+10.1% | $138,895+20.5% |
| Participation rate | 85.7% | 81.6%+4.1pp | 77.8%+7.9pp | 79.9%+5.8pp |
| Annual return | 9.51% | 74.86%-65.3pp | 66.36%-56.8pp | 145.39%-135.9pp |
| Employer contribution / active EE | $6,790 | $4,652+46.0% | $4,175+62.6% | $4,194+61.9% |
| Participant deferral / active EE | $7,183 | $6,159+16.6% | $5,451+31.8% | $6,396+12.3% |
| Admin fee / account holder | $2,828 | $16,880-83.2% | $14,497-80.5% | $12,562-77.5% |