Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,778 | $77,472+9.4% | $100,415-15.6% | $80,959+4.7% |
| Participation rate | 43.5% | 76.9%-33.5pp | 81.5%-38.0pp | 67.7%-24.2pp |
| Annual return | 11.45% | 37.26%-25.8pp | 49.47%-38.0pp | 35.67%-24.2pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,457 | $6,818-64.0% | $8,091-69.6% | $4,300-42.9% |
| Admin fee / account holder | $7,214 | $5,885+22.6% | $7,906-8.7% | $6,925+4.2% |