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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,114 | $100,060+13.0% | $149,721-24.5% | $70,126+61.3% |
| Participation rate | 87.9% | 83.6%+4.3pp | 87.1%+0.8pp | 69.5%+18.3pp |
| Annual return | 18.16% | 27.46%-9.3pp | 1501.67%-1483.5pp | 73.15%-55.0pp |
| Employer contribution / active EE | $0 | $3,661-100.0% | $5,444-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $9,334 | $4,982+87.4% | $6,568+42.1% | $3,332+180.2% |
| Admin fee / account holder | $11,452 | $8,285+38.2% | $11,282+1.5% | $4,645+146.5% |