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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,620 | $87,834+21.4% | $133,975-20.4% | $62,881+69.6% |
| Participation rate | 85.5% | 83.4%+2.1pp | 87.1%-1.6pp | 69.3%+16.2pp |
| Annual return | 8.97% | 12.05%-3.1pp | 29.29%-20.3pp | 20.14%-11.2pp |
| Employer contribution / active EE | $0 | $3,482-100.0% | $5,211-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $10,338 | $4,812+114.9% | $6,282+64.6% | $3,203+222.8% |
| Admin fee / account holder | $12,206 | $5,372+127.2% | $9,324+30.9% | $4,296+184.1% |