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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,310 | $64,719-43.9% | $112,249-67.7% | $68,486-47.0% |
| Participation rate | 83.3% | 67.2%+16.2pp | 75.1%+8.3pp | 67.9%+15.4pp |
| Annual return | -17.60% | -11.40%-6.2pp | 27.48%-45.1pp | -7.85%-9.7pp |
| Employer contribution / active EE | $273 | $2,747-90.1% | $3,636-92.5% | $2,597-89.5% |
| Participant deferral / active EE | $1,654 | $3,565-53.6% | $4,729-65.0% | $4,028-58.9% |
| Admin fee / account holder | $5,866 | $5,232+12.1% | $6,412-8.5% | $5,404+8.5% |