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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,809 | $56,894-49.4% | $84,753-66.0% | $62,881-54.2% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 0.08% | 6.30%-6.2pp | 22.78%-22.7pp | 20.14%-20.1pp |
| Employer contribution / active EE | $3,170 | $2,400+32.1% | $3,574-11.3% | $2,281+39.0% |
| Participant deferral / active EE | $2,974 | $2,709+9.8% | $3,712-19.9% | $3,203-7.2% |
| Admin fee / account holder | $2,595 | $3,581-27.5% | $5,333-51.3% | $4,296-39.6% |