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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,697 | $114,119+7.5% | $107,187+14.5% | $138,895-11.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 9.30% | 273.21%-263.9pp | 204.55%-195.2pp | 145.39%-136.1pp |
| Employer contribution / active EE | $18,822 | $4,059+363.7% | $3,782+397.7% | $4,194+348.8% |
| Participant deferral / active EE | $3,251 | $5,538-41.3% | $5,096-36.2% | $6,396-49.2% |
| Admin fee / account holder | $37,076 | $10,024+269.9% | $9,162+304.7% | $12,562+195.1% |