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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,997 | $57,352-66.9% | $83,830-77.3% | $64,173-70.4% |
| Participation rate | 93.2% | 68.6%+24.6pp | 76.1%+17.0pp | 69.6%+23.6pp |
| Annual return | -16.39% | 11.38%-27.8pp | 850.97%-867.4pp | 7.63%-24.0pp |
| Employer contribution / active EE | $7,289 | $2,546+186.3% | $3,631+100.7% | $2,381+206.1% |
| Participant deferral / active EE | $550 | $2,993-81.6% | $4,082-86.5% | $3,470-84.2% |
| Admin fee / account holder | $1,170 | $4,046-71.1% | $5,479-78.6% | $4,887-76.1% |