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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,601 | $160,040-72.8% | $147,096-70.4% | $145,877-70.1% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 111.16% | 98.49%+12.7pp | 419.75%-308.6pp | 551.28%-440.1pp |
| Employer contribution / active EE | $0 | $5,289-100.0% | $4,936-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,531 | $8,429-22.5% | $8,071-19.1% | $6,691-2.4% |
| Admin fee / account holder | $17,935 | $15,050+19.2% | $13,005+37.9% | $13,402+33.8% |