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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,095 | $209,336+25.2% | $197,124+33.0% | $137,256+91.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 8.61% | 48.09%-39.5pp | 44.34%-35.7pp | 220.34%-211.7pp |
| Employer contribution / active EE | $661 | $6,591-90.0% | $6,227-89.4% | $4,156-84.1% |
| Participant deferral / active EE | $16,091 | $9,614+67.4% | $9,135+76.2% | $6,407+151.2% |
| Admin fee / account holder | $231,030 | $17,308+1234.8% | $16,298+1317.5% | $12,270+1782.9% |