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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,065 | $56,200-41.2% | $67,653-51.1% | $59,633-44.6% |
| Participation rate | 85.3% | 71.5%+13.8pp | 75.7%+9.6pp | 68.7%+16.6pp |
| Annual return | 1.19% | 18506.71%-18505.5pp | 6625.22%-6624.0pp | 2041.40%-2040.2pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,320 | $2,843-18.4% | $3,560-34.8% | $3,192-27.3% |
| Admin fee / account holder | $1,105 | $3,959-72.1% | $4,821-77.1% | $4,297-74.3% |