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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,019 | $60,349-40.3% | $74,184-51.4% | $62,881-42.7% |
| Participation rate | 86.5% | 72.7%+13.8pp | 76.6%+9.9pp | 69.3%+17.2pp |
| Annual return | 6.72% | 21.38%-14.7pp | 17.74%-11.0pp | 20.14%-13.4pp |
| Employer contribution / active EE | $0 | $1,680-100.0% | $2,370-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,662 | $2,856-6.8% | $3,550-25.0% | $3,203-16.9% |
| Admin fee / account holder | $2,522 | $4,261-40.8% | $5,586-54.8% | $4,296-41.3% |