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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,371 | $124,425-51.5% | $112,040-46.1% | $137,256-56.0% |
| Participation rate | 71.4% | 79.3%-7.9pp | 76.5%-5.1pp | 80.0%-8.5pp |
| Annual return | 18.62% | 24.72%-6.1pp | 24.52%-5.9pp | 220.34%-201.7pp |
| Employer contribution / active EE | $2,124 | $3,411-37.7% | $2,954-28.1% | $4,156-48.9% |
| Participant deferral / active EE | $4,835 | $5,718-15.5% | $5,098-5.2% | $6,407-24.5% |
| Admin fee / account holder | $2,898 | $15,207-80.9% | $12,098-76.0% | $12,270-76.4% |