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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,696 | $106,749+199.5% | $145,433+119.8% | $82,448+287.8% |
| Participation rate | 98.7% | 75.6%+23.0pp | 82.1%+16.6pp | 68.1%+30.6pp |
| Annual return | 18.79% | 27.59%-8.8pp | 66.58%-47.8pp | 41.64%-22.8pp |
| Employer contribution / active EE | $4,237 | $3,444+23.0% | $4,554-7.0% | $2,551+66.1% |
| Participant deferral / active EE | $16,604 | $6,519+154.7% | $7,897+110.3% | $4,139+301.1% |
| Admin fee / account holder | $16,565 | $8,390+97.4% | $13,129+26.2% | $7,234+129.0% |