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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,144 | $190,843+48.9% | $159,981+77.6% | $134,493+111.3% |
| Participation rate | 80.0% | 81.9%-1.9pp | 78.0%+2.0pp | 81.2%-1.2pp |
| Annual return | -16.14% | 552.37%-568.5pp | 408.70%-424.8pp | 418.01%-434.2pp |
| Employer contribution / active EE | $2,060 | $4,993-58.8% | $4,224-51.2% | $4,740-56.6% |
| Participant deferral / active EE | $2,697 | $6,923-61.0% | $6,182-56.4% | $6,400-57.9% |
| Admin fee / account holder | $3,635 | $10,475-65.3% | $8,700-58.2% | $11,425-68.2% |