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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,148 | $227,633+47.2% | $189,597+76.8% | $167,553+100.0% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.4%+1.6pp | 82.1%-2.1pp |
| Annual return | 11.47% | 78.45%-67.0pp | 64.20%-52.7pp | 478.89%-467.4pp |
| Employer contribution / active EE | $1,975 | $5,317-62.8% | $4,412-55.2% | $4,840-59.2% |
| Participant deferral / active EE | $2,580 | $7,003-63.2% | $6,174-58.2% | $6,343-59.3% |
| Admin fee / account holder | $3,748 | $11,879-68.4% | $9,807-61.8% | $12,316-69.6% |